🤖 Nova's Tasks
Nova works your books around the clock. She drafts, analyzes, and suggests — you approve. Nothing happens without your say-so.
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Morning Briefing
Your business, in plain English — yesterday's numbers, what needs attention, what's looking good.
Writing your morning briefing…
Dashboard
Income vs Expenses
Spending by Category
Cash Flow Trend
⏳ Tax Countdown
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💱 Currency
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🛡️ Domain Guard
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Add transaction
Transactions
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Ask Nova
Your business co-pilot — ask in plain English, get answers from your real numbers.
Business Health
NovaLedger watches your books and flags problems in plain English — before they hurt the business.
Not enough data yet
Add transactions and NovaLedger will start watching your business health automatically.
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Inventory
NovaLedger tells you what to buy more of — and what to stop ordering — in plain English.
Not enough data yet
Add inventory items and record stock movements to unlock inventory intelligence.
What to do next
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▲ BUY — stock up
▼ STOP — dead stock
Add inventory item
Record stock movement
Items
| SKU | Name | On hand | Sales/wk | Days supply | Status | |
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What-If Simulator
Ask "can I afford this?" — NovaLedger projects the answer from your real numbers, in plain English.
Not enough data yet
Add transactions covering at least 30 days and NovaLedger will project any scenario against your real numbers.
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Pick a scenario
Scenario
Runway
How long your cash lasts at the current pace — and what moves the needle.
Not enough data yet
Add transactions covering at least 30 days and NovaLedger will forecast your cash runway.
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12-month cash picture
Past 6 months of monthly net (bars) vs projected cash balance (line).
What moves the needle
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Test a scenario
See how a decision changes your runway.
Books
Real double-entry books — chart of accounts, balanced journal, and financial statements, in plain English.
📊 Accountant access
Share a read-only link with your accountant — P&L, balance sheet, recent transactions, and tax estimates. They can't change anything.
Add account
Journal entries
Every entry balances — total debits always equal total credits. Manual transactions post here automatically.
Profit & Loss
Data integrity
Automatic checks for manipulation patterns — fabricated numbers, backdating, duplicates, deletion sprees. These are prompts to review, not accusations.
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Audit trail
Every change ever made — nothing can be altered silently. Deleted items can be restored from here.
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📊 Reports
Standard accounting reports from your live books — who owes you, who you owe, where the money goes.
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Tax Autopilot
Quarterly estimated taxes, projected from your real books — in plain English.
Estimates only — not tax advice. Consult a qualified tax professional.
Not enough data yet
Add transactions covering at least 30 days and Tax Autopilot will project your estimated taxes.
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Tax savings progress
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Quarterly payments
Deduction checklist
Commonly-missed deductions, checked against your actual spending. Guidance only — not tax advice.
Tax profile
Tax tips for you
Personalized from your actual books. Estimates only — not tax advice.
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Tips library
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Invoices
Bill customers, track who owes you, and get paid — in plain English.
⚠ Overdue radar
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All invoices
| Number | Customer | Issued | Due | Total | Balance | Status |
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Invoice
New invoice
Line items
Add customer
Customers
| Name | Open balance | ||
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💰 Profit per customer
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| # | Customer | Revenue | Gross profit | Margin | Owes you | Flags | Cost rate % |
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Cost rate = the share of each sales dollar eaten by costs. Leave blank to use your business average. Set it above 100% for a customer that truly loses you money.
⏱ Time Tracking
Track billable hours, then turn them into invoices in one click.
Timer
Manual entry
Projects
Unbilled time
Timesheet
✎ Proposals & Recurring
Send professional proposals clients can accept online — then auto-convert to invoices.
New proposal
Line items
Recurring invoices
Set it once — Nova generates and sends the invoice on schedule, and reminds customers who fall behind.
New recurring invoice
Line items
Sales
How much you're bringing in, where it comes from, and what's next — in plain English.
Not enough sales data yet
Record some sales and your dashboard will light up here.
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Trend — last 12 months
Where sales come from
Top days
Next 30 days
Review incoming payments
Bank money not tied to an invoice yet. Match it or mark it as a sale — this only records your decision, it never changes your books.
◎ Lead Finder
Find your next customers. Search for businesses by keyword, location, and industry — then save the good ones to your prospect list.
Growth plan feature
Lead Finder is available on the Growth plan ($29/mo) and above. Upgrade to start finding customers inside NovaLedger.
◎ Recommended for you
Nova searches for new prospects every week based on your preferences below — no searching required.
What customers are you looking for?
Tell Nova your ideal customer and service area — she will find prospects for you automatically.
Search for prospects
Search results
Saved prospects
📣 Advertising Team
Nova's ad team reaches out to your leads for you — no waiting on Google or Meta ads. Every email waits for your approval before it sends.
Growth plan feature
The Advertising Team is available on the Growth plan ($29/mo) and above.
Sender identity (required by anti-spam law)
New campaign
Campaigns
Approval queue
Review each email before it goes out. Nova also auto-replies when prospects write back.
Needs your personal touch
Replies Nova didn't auto-answer — angry, legal, pricing deals, or low confidence. Handle these yourself.
▲ Growth Engine
Nova studies your industry and hands you specific, actionable plays to grow revenue and cut costs — while she handles your books.
Scale plan feature
The Growth Engine is available on the Scale plan ($59/mo) and above. Upgrade to unlock industry-specific growth plays.
Your industry
Where you stand
Growth plays for you
🌱 My Growth
Nova tracks your growth every week and hands you a personalized plan to grow faster.
Growth plan feature
My Growth is available on the Growth plan and above. Upgrade to unlock your weekly growth score, goals, and playbook.
Growth Score
🎯 Goals
📋 Your growth playbook
💡 Recommendations
📊 How you compare
Subscriptions
NovaLedger finds every recurring charge and flags the waste — price hikes, duplicates, forgotten subscriptions.
Not enough data yet
Add transactions and NovaLedger will automatically find your recurring charges.
Spending overview
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Vendors
NovaLedger grades every supplier on price stability, spend share, and payment history — so you know who's treating you right.
Not enough data yet
Add transactions and NovaLedger will build your vendor scorecard automatically.
Vendor spending overview
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Vendor
Protection Center
NovaLedger watches your business like a paranoid guardian — fraud patterns, suspicious charges, tax deadlines, subscription traps, vendor risks, and bookkeeping manipulation.
Not enough data yet
Add transactions and NovaLedger will start guarding your business automatically.
Scanning…
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Threats & risks
Valuation
What your business is worth, in plain English — a rough estimate, not a formal appraisal.
Not enough data yet
Add transactions covering at least 90 days and NovaLedger will estimate what your business is worth.
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How the number is built
Value over time
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What moves your number
What if you improved?
Small monthly wins compound into real sale value.
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Payroll
Track employees, run payroll, and watch contractor spend — in plain English.
Deduction estimates use 2026 IRS figures as a starting point — Nova does not file taxes for you. Confirm with your accountant.
Payroll tax settings
Filing calendar
Tax liability
1099-NEC worksheet
Worksheet only — Nova does not file 1099-NEC forms.
Payroll summary
Labor cost analysis
Upcoming pay dates
1099 watch
Add employee
Filing status and state rate power Nova's one-click deduction estimates (2026 IRS figures). Estimates are labeled — always review before approving.
Your team
New pay run
Pay runs
Add contractor
TINs are encrypted at rest and masked everywhere except when you file.
Contractors
Anyone you pay over $600 in a year needs a 1099. Nova flags them — she doesn't file the forms.
Split
One account, two lives. Tell Nova what's business and what's personal — she learns and stops asking.
Nothing to split yet
Transactions will show up here for a quick business/personal call.
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Smart suggestions
Needs your call
Report setting
Receipts
Snap a photo of a receipt — Nova logs it as an expense. The photo stays attached for your records.
Scan a receipt
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⇪ Bank Statement Import
Upload a CSV from any bank — Nova reads it, suggests categories, flags duplicates, and imports clean transactions.
Upload a statement
Works with Chase, Bank of America, Wells Fargo, Capital One, and any CSV with Date, Description, and Amount columns.
Connections
Link banks and accounting platforms to pull your books in automatically.
🏦 Bank
via Plaid
🧾 QuickBooks
Sync accounts & transactions
Leaving QuickBooks? Drop your export here — CSV or .QBO — and Nova imports it in one click.
🌐 Xero
Sync accounts & transactions
Billing
Your plan, trial status, and payment history.
🧾 Invoices
Team
Invite your accountant (read-only) or bookkeeper (can add & edit) to work with your books. They never see billing.
Invite a team member
Active members
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Pending invites
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Support tickets
Questions the AI couldn't answer, from the 24/7 support chat. Reply by email, then mark resolved here.
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⛁ Smart Reconciliation
Nova matches bank transactions to invoices, auto-categorizes with your rules, and flags what needs a human eye. One click reconciles it all.
Growth plan feature
Smart Reconciliation turns hours of monthly matching into one click: bank rules, confidence-scored invoice matching, learning that writes rules for you, and a monthly time-saved report.
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💡 Nova learned
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Bank rules
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New rule
Recently matched
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Monthly report
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⚠ Issues
Every bug, problem, or issue — reported by you or caught automatically — tracked here until it's fixed.
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My reported issues
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Report an issue
◉ Competitor Watch
Nova checks QuickBooks, Xero, FreshBooks, Wave, and Zoho Books every Monday morning — their public pricing pages and announcement blogs — and learns from what changed. Public pages only, always.
💡 What Nova learned
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Latest snapshots
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🎁 Loyalty Rewards
Every 3 months of active subscription earns you a reward — credits, badges, and a free month at your 1-year anniversary. Credits apply automatically to your next invoice.
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♥ Your Journey
📈 Monthly timeline
| Month | Revenue | Expenses | Net |
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📊 Year over year
| Month | Revenue | Prev year | Growth | Net |
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🏅 Loyalty rewards
🎁 Nova Wrapped
📦 Export your data
Your data is yours — take it anytime, in any format. No traps, ever.
Tools
Display currency
Amounts across NovaLedger are formatted in this currency.
💱 Base currency (books)
The currency your books are kept in. Foreign amounts are converted at the rate on their date. Locked once your books have entries.
Today's rates
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Language
Choose the language for the NovaLedger interface.
Debt payoff calculator
Payoff plan
▤ Trade Pipeline
Track every job from first call to paid invoice. Drag deals between stages — or open one for details.
Growth plan feature
Trade Pipeline is available on the Growth plan ($29/mo) and above. Upgrade to run your sales pipeline inside NovaLedger.
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Deal
◈ Industry Benchmarks
How your business stacks up against similar businesses — powered by anonymized NovaLedger data. Nobody else can show you this.
Growth plan feature
⚡ NovaScore
proprietaryYour business health score — powered by your books and anonymized peer data no competitor has.
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◈ Your percentile ranks
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🔮 Next-quarter forecast
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👥 Businesses like yours are doing…
Peer insights from anonymized aggregate data. Gets smarter with every new customer.
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Benchmarks
estimatesYou vs. your industry
Spending breakdown — you vs. typical
Share of revenue spent per category.
📊 Analytics
Every number in your business, analyzed — trends, clients, taxes, growth, and what's coming next. All computed from your own books.
Profit & loss trend
Where the money goes
Revenue by client
Overdue balance by month
Payment behavior by client
Customer lifetime value
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Profit margin over time
Goal progress
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◉ Savings Goals
Set savings goals and Nova helps you reach them — automatic rules, smart recommendations from your cash flow, and milestone celebrations. Nobody else saves like this.
Growth plan feature
Savings Goals turns NovaLedger into your business's savings engine: emergency funds, equipment, expansion, tax reserves — with Nova calculating exactly what you can safely save each month.
💡 Nova's recommendation
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Your goals
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New savings goal
⚙️ Automatic savings rules
Rules calculate suggested monthly transfers — e.g. save 10% of revenue, round up expenses, or a fixed amount.
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New savings rule
🎯 Nova's funding order
When money is tight, Nova tells you which goal to fund first.
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🧭 Business GPS
Set a revenue destination and Nova plots the route — turn-by-turn directions powered by your benchmarks, pipeline, leads, and growth plays. The more NovaLedger learns, the smarter your route gets. Nobody else has this.
Scale plan feature
Business GPS is NovaLedger's most advanced feature — an AI-powered navigator that knows where your business is, where you want it to go, and tells you exactly what to do next. Includes rerouting when you fall behind and a what-if simulator.
Set your destination
Where do you want your business to go? Pick a revenue target and a date — GPS builds the route, milestones, and turn-by-turn directions.
Route
Milestones
Monthly checkpoints on your route. They light up as you hit them.
Turn-by-turn directions
Ordered by expected impact. Complete steps to stay on route — reroute any time your numbers change.
What-if simulator
See what hiring or raising prices could do — projected from your own numbers and industry benchmark data.
Adjust the inputs — results update live.
▦ Data Marketplace
Buy once, search forever. Business data packages for prospecting — name, address, phone, website, industry, and more.
📈 Collection dashboard
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Data packages
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♥ Referrals
Share NovaLedger with other owners — the more friends who become paying customers, the more you earn per referral, up to $100 each. They get 20% off their first month.
Reward tiers — the more you get, the more you make
Your referral link
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Share your link
Credit balance
Credits apply automatically to your next Stripe invoice.
Referral history
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Referral leaderboard
Top referrers, anonymized. Opt in to appear.
Have a referral code?
Got a code from a friend? Apply it here before you subscribe to get 20% off your first month.
🤝 Sales Partners
Sell NovaLedger Pro to business owners and get paid for it.
You get 30% of what your customers pay, every month for a year.
How it works
Send your personal link to business owners — by text, email, or social media.
They try Nova free for 14 days, then pick a plan. We track them as your customer automatically.
Every month they pay, you earn 30% of it — for a full year per customer.
Apply to become a sales partner
Fill this out and Corwin Hendy will personally review your application — usually within a day or two.
Your link
This is your personal link. Anyone who signs up through it becomes your customer.
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Your money
You get 30% of what your customers pay, every month for a year. Corwin Hendy sends payouts himself and marks them paid here.
Your earnings history
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📥 Applications to review
👥 Sales partners
| Name | Code | Clicks | Signups | Paying | Owed | Paid |
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⚙️ Program settings
Safety limit so no single partner can be paid more than this in one month. Default $5,000.
💰 Money owed to partners
| Partner | Customer | Month | Plan | Owed | Status | |
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🖥️ Infrastructure
Your server's health — CPU, memory, disk, deploys, uptime, database, SSL, and environment — all from inside Nova.
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CPU
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Memory
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Disk
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Runtime
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Deploy history
| When | Commit | Source | Note | Status | |
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Downtime events
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Backups
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Tables
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Certificate
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Environment variables
| Variable | Label | Status | Value | Staged | |
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Stage a change
Stage a new value — it is encrypted immediately and only takes effect when applied (VPS) or copied into the Render dashboard.